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temari
Member
Posts: 3904
Joined: 28 Dec 2014, 21:18

Digital እቁብ

Post by temari » 23 Feb 2021, 16:34


Cigar
Senior Member
Posts: 12405
Joined: 19 Apr 2010, 00:03

Re: Digital እቁብ

Post by Cigar » 23 Feb 2021, 18:00

Stupid idea.
If resurecting an outadated culture like UQUB is good, why don't she freaking start a donkey UBER.
With the technology we have now only a dumb a'ss put money in UQUB when it is easier to just deposit ones money and withdraw it at will, with a lawful banking procedures?
What happens if a mother fu*cker crook like say the agames get the first installment and disappears or some one dies after collecting his share and yet has to pay their dues for the next unlucky later recipients?
Aye, Ethiopia....sorry to say Ethiopia...said it because this nut case lady said that she is one.
If the idea is to help some one in need......like giving them the first or second payments out of hundred participants, why the fu*ck can't humans be and just help the needy with out strings attached.
THERE IS AN INSTITUTE CALLED FREAKING BANK, you stupid, idiot lady.

temari
Member
Posts: 3904
Joined: 28 Dec 2014, 21:18

Re: Digital እቁብ

Post by temari » 23 Feb 2021, 18:17

Cigar, you don’t have to be rude and insulting if you don’t like her idea. Equb in Ethiopia is still huge and used widely including in cities like Addis. The reason is mainly two fold. First is to facilitate a loan to mostly statups who can’t get loans from a bank. Banks normally demand collateral i.e. a house, land, a business etc. as a guarantee to give out loans which most start ups don’t have. Secondly equb forces people to be disciplined in paying back your monthly rate. Equb enabled many startups to do business that otherwise would have
never got the money from banks.

I agree the app creators need to make sure people are accountable and the process is legally binding. This is true especially for public equbs but the app also helps manage private equbs that is traditionally run by people you know. In this regard and in enabling electronic transaction, it is a great help.
Cigar wrote:
23 Feb 2021, 18:00
Stupid idea.
If resurecting an outadated culture like UQUB is good, why don't she freaking start a donkey UBER.
With the technology we have now only a dumb a'ss put money in UQUB when it is easier to just deposit ones money and withdraw it at will, with a lawful banking procedures?
What happens if a mother fu*cker crook like say the agames get the first installment and disappears or some one dies after collecting his share and yet has to pay their dues for the next unlucky later recipients?
Aye, Ethiopia....sorry to say Ethiopia...said it because this nut case lady said that she is one.
If the idea is to help some one in need......like giving them the first or second payments out of hundred participants, why the fu*ck can't humans be and just help the needy with out strings attached.
THERE IS AN INSTITUTE CALLED FREAKING BANK, you stupid, idiot lady.

Cigar
Senior Member
Posts: 12405
Joined: 19 Apr 2010, 00:03

Re: Digital እቁብ

Post by Cigar » 23 Feb 2021, 20:00

Tamari, sorry for my nastiness. It is hard to track new tricks to an old dog, even though I became so becuse of them filthy agames.
In any case, I sill believe UQUB is a stupid outdated culture.
There is no law which can be upheld unless it is recognized lawful institutions.
If one needs a start up endeavour, the friends or family members of the UQUB participants should honesty help the person in need.

Ethoash
Senior Member+
Posts: 26144
Joined: 20 Apr 2013, 20:24

Re: Digital እቁብ

Post by Ethoash » 25 Feb 2021, 07:31

እቁብ በጣም የተራቀቀ ባህላዊ አስራር ነው።

መጀመሪያ እስከሶስት ዙር ድረስ ማንም ገንዘብ አይወስደም ። ለመጠባበቅያ ማለት ነው። አንድ ስው ሶስት ግዜ እቁብ መጣል አለበት እቁብ ከመድረሱ በፊት በዚያ ላይ ዋስ አምጣ ይባላል ያልበላ መሀበረተኛ ዋስ ሊሆነው ይገባል ። ሌላው ደግሞ አንድ ስው ካልከፈለ ለሚለው ነው።

ለምሳሌ መቶ ስዎች አሉ መቶ ብር ይጥላሉ እንበል ከማሀላቸው አንዱ ካልከፈለ ፱፱ ብር ይሆናል ማለት ነው ስለዚህ ሁሉም አንድ አንድ ብር በመጣል ፱፱ ብሩን መቶ ብር ያረጋሉ ። ማለትም ፻ ብር ከመጣል መቶ አንድ ብር በመጣል ያ ያልከፈለውን ሰው ይተካሉ ማለት ነው። ዘይግቶ የሚገባ ካለ ደግሞ ያንን ስው የሚከፍል የነበረውን ውጭ ከፍሎ ይገባል ማለት ነው።

ለሁሉ ነገር ታስቦበት ነው። አንድ ስው ከመሐከላቸው ቢሞት ስ ። ለተባለው አረ ርህራሄ ይኑረን ያ ሞች እኮ ሚስት ትቶ ልጆች ትቶ ነው የሚሄደው ። እቁብ የሚጥሉ ስዎች ደግሞ በጣም ይተዋወቃሉ ስለዚህ እንዳልኩት እቁቡን ለሞች ይጥሉለታል እንጂ ሞተ ብለው ልጆቹን መንገድ ላይ አይጥሉዋቸውም።።

እቁብ በጣም መዘመን የሚያስፈልገው ነገር ነው። ማንም ተነስቶ መክፍት የለበትም የሕዝባዊውን እቁብ ልክ እንደባንክ መመዝገብ ማድረግ አለብት ።ስለዚህ ይህ እቁም አንዴ ከተመዘገባ እውቅና ካገኘ ከ፷ ሚሊዬን በላይ እቁብተኛ እንድ እቁብ ሊኖረው ይችላልና በጣም በጣም እንቁዬ ባህላችን ነው።

ይህ አፕልኬሽን እጣውን እራሱ አውጥቶ ወድያው ለደረስው ስው በዲጂታል ባንክ የሚልክለት ከሆነ። ስውም እቁብ ሲጥል በቪዛ ካርድ መክፈል ከቻል በስልክ ሁሉን ማረግ ከቻለ በጣም በጣም ብርቅዬ ስራ ይሆናል በተለይም አሜሪካኖችና ፈረንጆች ይህንን ስራ ስለማይውቁት እቁብ ስለማይጀምሩ ። አብይ ሁሉን ባንኮችም ለፈረንጆች ቢሽጥ እቁባችን ትተርፍልናለችና በርቱ ተበራቱ እላለሁ።

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